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Do you want to get customized information by choosing your tax bracket,amount and period of time you want to invest your money? Now it is made simple for you. The Best Fixed Deposits rates on our site are provided in descending order starting from the highest FD at the top. It also shows the maturity value, interest earned, post tax & post inflation returns. Inflation is a silent killer. It eats your wealth without your knowledge. You can find all this information with ease on a single page.

Base Rates of various Banks

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What is base rate?

The base rate is the lowest rate at which banks can lend to anyone.

According to the RBI instructions, starting July 1st 2010, all banks will have to publish their base rates and determine the effective rate of interest for loan facilities. Some banks allow existing borrowers to either continue with the current system of chargeable effective rate of interest (linked to Benchmark lending rate) till the loan falls due or renewal/review or switch over to the base rate system even prior to the due date of renewal/review, in case they are inclined to do so. The Table below shows the BaseRates of Public, private and foreign banks operating in India.


BankBase Rate(%)
DBS India 9.00
South Indian Bank Limited 9.60
Kotak Mahindra Bank 9.75
Standard and Chartered Bank 9.75
Standard and Chartered Bank 9.75
Canara Bank 9.95
Central Bank of India 10.00
State Bank of India 10.00
Bank of India 10.00
Union Bank of India 10.00
The Jammu and Kashmir Bank Limited 10.00
Tamilnad Mercantile Bank Limited 10.00
The Catholic Syrian Bank 10.00
ICICI Bank 10.00
The Karur Vysya Bank Limited 10.00
HDFC Bank 10.00
State Bank of Mysore 10.15
ING Vysya Bank 10.20
State Bank of Hyderabad 10.25
Bank of Baroda 10.25
Andhra Bank 10.25
Corporation Bank 10.25
Punjab National Bank 10.25
Syndicate Bank 10.25
Bank of Maharashtra 10.25
Axis Bank 10.25
IDBI Bank 10.25
United Bank of India 10.45
Vijaya Bank 10.45
Allahabad Bank 10.50
State Bank of Travancore 10.50
Yes Bank 10.50
Dena Bank 10.70
Punjab and Sind Bank 10.75
Indian Overseas Bank 10.75
Karnataka Bank 10.75
IndusInd Bank 10.75
City Union Bank 11.00

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